Cookie Policy
Understanding how marquoliven uses cookies and similar tracking technologies to enhance your financial security journey
How We Use Tracking Technologies
At marquoliven, we believe transparency builds trust. When you visit our website, we use various tracking technologies to improve your experience and help you make informed financial decisions. These small data files work behind the scenes to remember your preferences, analyse how our educational content performs, and ensure our security features protect your information.
Think of cookies as digital bookmarks. They help us remember where you left off in our learning modules, which financial topics interest you most, and how to present information in ways that make sense for your specific situation. We've been refining this approach since 2019, and it's helped thousands of Australians navigate their financial education more effectively.
Types of Tracking We Use
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Essential Cookies
These keep our website functioning properly. Without them, you couldn't log into your learning dashboard, submit contact forms, or navigate between our educational modules. We don't ask permission for these because they're necessary for basic site operation.
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Functional Cookies
These remember your preferences and choices. For example, if you prefer to start with budgeting topics rather than investment basics, we'll remember that. They also keep track of which modules you've completed and where you paused in longer educational videos.
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Analytics Cookies
We use these to understand which parts of our financial education content help people most. This data shows us that our retirement planning modules get revisited frequently, while our tax optimization guides are often shared with family members. All this information helps us create better resources.
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Marketing Cookies
These help us show you relevant educational content and course recommendations. If you've been exploring our superannuation guides, we might suggest related workshops or articles about retirement planning strategies that align with Australian regulations.
Managing Your Cookie Preferences
You have control over how we use cookies on your device. Most browsers let you block or delete cookies, though this might affect how well our educational platform works for you. Here's how to adjust settings in popular browsers:
Chrome
Firefox
Safari
Edge
Data Retention and Your Control
We keep most cookies for up to 12 months, though some essential ones last longer to maintain your account security. Analytics data gets aggregated and anonymised after 6 months. You can clear your cookies anytime through your browser settings, or contact us if you'd like help managing your data preferences.
Remember, blocking certain cookies might mean you'll need to re-enter preferences or lose your progress in our educational modules. But you're always in control of these choices.
Third-Party Services
Some cookies come from trusted third-party services we use to enhance our educational platform. Our video hosting service places cookies to remember your playback preferences, while our analytics provider helps us understand which topics resonate most with our Australian audience.
We carefully select these partners based on their privacy standards and commitment to data protection. They're not allowed to use your information for their own marketing purposes or share it with other companies.
Updates to This Policy
We review and update this cookie policy annually, or whenever we make significant changes to our tracking practices. The last major update was in March 2025, when we refined our analytics approach based on user feedback about privacy preferences.
If we make changes that affect how we handle your data, we'll notify you through email or a prominent notice on our website. We'll never make changes that reduce your privacy protections without giving you advance notice and choice.
Questions About Our Cookie Policy?
We're here to help clarify any aspects of our data practices.